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All offered yachts have Third Part Liability and Casco insurance, i.e. in the event of damage caused to the yacht by third parties and damage to the yacht that was caused by your fault. Your liability is limited to the amount of the deposit paid when you pick up the yacht.

However, yacht insurance does not cover medical expenses, events that may affect crew members, or those that occur while you are ashore. This applies to costs of treatment, rescue and transport of patients. Therefore, take care of such an important matter as crew insurance.

In addition, when booking, you can also conveniently take out insurance in the event of cancellation or interruption of the charter due to unfortunate events.

Cancellation Costs Insurance

You will receive a refund of the amount spent on charter in the event of resignation from the charter or the necessity to interrupt it due to unfortunate events affecting the insured or their relatives. The insurance is offered in three variants: 100%, 100% COVID i 100% MAX COVID. Variants 100% COVID and 100% MAX COVID also cover the aftermath of COVID-19.

Reasons for travel cancellation or interruption Variant 100% Variant 100% COVID Variant 100% MAX COVID
1.Sudden illness of the insured person or travel companion, not likely to recover from until the date of commencement of the travel or occurring during the travel
2. Sudden illness of the close relative of the insured person or travel companion, requiring immediate hospitalization and not likely to recover from until the date of commencement of the travel or occurring during the travel
3. Accident of the insured person or travel companion causing significant limitation of mobility independence of the insured person or travel companion, i.e. inability to move or perform self-care activities without assistance of other persons and not likely to recover from until the date of commencement of the travel or occurring during the travel
4. Accident of the close relative of the insured person or travel companion resulting in immediate hospitalization and not likely to recover from until the date of commencement of the travel or occurring during the travel
5. Complications relating to pregnancy of the insured person, travel companion, wife or life partner of the insured person, wife or life partner of the travel companion, occurring before the 32nd week of pregnancy, provided that at the time of concluding the travel agreement the insured person, travel companion, wife or life partner of the insured person, wife or life partner of the travel companion was before the 10th week of pregnancy
6. Specifying the date of childbirth to the insured person or travel companion by attending physician provided that the date of childbirth is during the travel and was not known at the time of the travel agreement or insurance contract conclusion
7. Death of the insured person or travel companion, including as a result of chronic disease and COVID-19
8. Death of the close relative of the insured person or close relative of the travel companion, which occurred within 45 days directly preceding the departure date or during the travel, including as a consequence of a chronic disease, COVID-19 disease, suicide
9.Damage to property of the insured person, close relative of the insured person or travel companion, which occurred as a result of a fortuitous event or being a consequence of burglary, which causes that the insured person, close relative of the insured person or travel companion has to perform legal actions, including administrative actions
10. Loss of job by the insured person or travel companion, as defined in § 2, provided that on the day of concluding the insurance contract the insured person or travel companion was employed on the basis of an employment contract concluded for an indefinite period of time or worked for at least 6 months on the basis of an employment contract for a fixed period of time
11. Specifying the date of employment commencement to the insured person or travel companion by the employer which is the same as the date of commencement or General Terms and Conditions of Insurance Cancellation Costs duration of the travel when the insured person or travel companion was registered at the Labor Office as an unemployed person on the date of the insurance contract conclusion
12. Theft of documents of the insured person or travel companion necessary for the execution of the travel agreement: passport, ID card, visa, provided that the theft took place within 30 days immediately preceding the date of departure and was reported to the relevant authorities
13. Damage to property, evidenced by the police, occurred due to traffic accident of the insured person or travel companion
14. Theft of a vehicle belonging to the insured person or travel companion, evidenced by the police, which causes that the insured person or travel companion has to perform legal and administrative actions in the place of permanent residence of the insured person or travel companion
15.Receipt of a summon or information about divorce proceedings by the insured person or travel companion
16.Receipt of a summon to court by the insured person or travel companion when the appearance of the insured person or travel companion in the court is obligatory
17. Specifying for the insured person or travel companion a date of a re-sit examination at school or university, which has to be passed to continue education, which date is to be the same as the date of commencement or duration of the travel provided that the date of the re-sit examination was not known at the time of the travel agreement or insurance contract conclusion
18. Damage to property of the employer of the insured person or employer of the travel companion, which occurred as a result of a fortuitous event or being a consequence of burglary, within 10 days directly preceding the departure date, which causes that the insured person or travel companion has to perform legal, administrative actions and has to be present in the country of residence during the planned travel provided that the insured person or travel companion is part of the management personnel of the employer
19. Specifying for the insured person or travel companion a date of sanatorium treatment under the National Health Fund, Social Insurance Institution, if the insured person was awaiting for setting such a date and received notification about setting the date corresponding to the date of planned travel
20. Sudden COVID-19 illness of the insured person, travel companion, confirmed by a test and a medical certificate, not likely to recover from until the date of commencement of the travel or occurring during the travel -
21. Sudden COVID-19 illness of the close relative of the insured person or travel companion, confirmed by a test and a medical certificate, requiring immediate hospitalization and not likely to recover from until the commencement of the travel or occurring during the travel -
22. Sudden illness of the insured person or travel companion, resulting from a chronic disease, not likely to recover from until the date of commencement of the travel or occurring during the travel --
23. Sudden illness of the close relative of the insured person or travel companion, resulting from a chronic disease, requiring immediate hospitalization, and not likely to recover from until the date of commencement of the travel or occurring during the travel --
24. Terrorist attack which occurred no earlier than 30 days before the travel was commenced, in the country being the insured person's destination excluding Afghanistan, Algeria, Palestinian National Authority and West Bank, Burkina Faso, Democratic Republic of the Congo, Egypt, the Philippines, Honduras, Indonesia, Iraq, Iran, Yemen, Kenya, South Korea, North Korea, Crimea, Libya, Lebanon, Malaysia, Morocco, Nigeria, Pakistan, Somalia, the Gaza Strip, Syria, Tunisia, Turkey, Venezuela, Ivory Coast, Ukraine – Donetsk Oblast and Luhansk Oblast, provided that the terrorist attack occurred maximum within 250 km radius from the travel destination of the insured person and that the tourism event organizer did not offer the insured person an alternative tourism event in a country where terrorist attacks do not occur; this reason does not apply to the travel interruption costs insurance --
25. Receiving a proposal for adoption of a child by the insured person or travel companion who participates in the procedure of adoption of a child --
26. Receiving a cap by the insured person or travel companion, for a competition that take place during the travel. --
  • The general terms and conditions of the insurance can be found at the bottom of the page.
  • You can buy the cancellation insurance before confirming your reservation (paying the first installment) however, no later than 8 days before the start of the charter.
  • Data of persons covered by insurance should be provided in the Customer Account within 2 days of confirming the reservation however, no later than 8 days before the start of the charter.
  • Up to 10 people can be insured per booking.
  • Detailed conditions for the purchase of insurance can be found in the General Terms and Conditions for Concluding Yacht Charter Agreements
  • The above conditions apply to insurance purchased after 13.01.2021

 

CREW TRAVEL INSURANCE (TRAVEL WORLD)

Scope of insurance Standard Mini Standard Plus The Best
Insurance of medical expenses and costs of search and rescue and transport (KL) 15.000 EUR 30.000 EUR 300.000 EUR
Consequences of chronic diseases-
Accident insurance (NNW) 3.000 EUR 5.000 EUR 10.000 EUR
Luggage insurance, including sports equipment (BP) 300 EUR 500 EUR 1.000 EUR
Insurance of the delayed delivery of luggage (OBP)-150 EUR
Third party liability insurance (OC) - 50.000 EUR 100.000 EUR
Treatment costs if you are diagnosed with COVID-19 15.000 EUR 30.000 EUR 300.000 EUR
The costs of accommodation, meals and return transport of the insured in the event of compulsory quarantine or isolation related to Covid-19, recommended and arranged by the medical services of the country of destination - - 2.000 EUR
  • The insurance also covers the time to get on place of yacht takeover and return (the day before and the day after).
  • The insurance covers navigation up to 20mm (approximately 36km) from the shore, which is sufficient for most charter cruises.
  • All insurance sum per person.
  • You decide to take out the insurance at the reservation. We encourage you to read the insurance conditions now. You can find them at the bottom of the page.
  • The insurer is Towarzystwo Ubezpieczeniowe Europa SA.
  • You can decide to purchase crew insurance before the booking is fully paid (balance payment).
  • All persons on the crew list provided by you in the customer account will be covered by the insurance.
  • Detailed conditions for the purchase of insurance can be found in the General Terms and Conditions for Concluding Yacht Charter Agreements
  • The above conditions apply to insurance purchased after 2019.12.09.

YACHTIC SP. Z O. O. HAVE THE FOLLOWING GENERAL POLICIES

a) Tourist Insurance Warranty No. GT 76/2016 issued by Towarzystwo Ubezpieczeń Europa S.A.

b) Traveller Insurance Policy World Travel No. 9/Z/2015 issued by Towarzystwo Ubezpieczeń Europa S.A.

 

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